respective card: Who really gains?
http://www.altroconsumo.it/
The Ministry of Economy presented the social card, prepaid magnetic card that was announced last summer and should have support function to the poor . The money contained in the social card may in fact be spent to pay the bills of electricity and gas, and to buy groceries at certain shops that display the appropriate warning. But very few will benefit, and the cost to the state goes far beyond what ends up in people's pockets.
Seniors: Only income below € 6,000 a year
Meanwhile, let's start with who will benefit: the over 65 year olds and families with children under 3 years.
For the first provision applies to the individual who earns more than € 6,000 (8,000 for those over 70), whereas including all income, even those who generally are not considered charitable for tax purposes. But beware, the ISEE (the document certifying the income situation of the family) produced by the family of which must be part of 6,000 €. Therefore we speak, for example, families in which two pensioners earn a total of more than € 723 net per month, which become well € 923 if they have a child against them. But there is always a "but" for the state: beyond the constraints of the users who can understand, the person must have at most a house that does not change the Isee must be within the cadastral value of € 51,000, an account current with a maximum of € 15,000 in savings and a car. But beware, if your family has a box, he shall forfeit his social card.
Whilst it may be that register with the category C7 (roofs), the Ministry intends to C6, typical of the box, however we do not understand the explanation given that it is always a non-residential properties.
Families with children up to just over € 1,100 of income if you
in four families with children under 3 years, eligible for a refill of the social card for each child, do not fare still better. There is no longer the limit of personal income of 6,000 €, but to get the social card (family of four) must not earn more di1.131 € net per month total.
Obviously if you have a mortgage to pay rent or has income net can be a little 'thanks to the higher value Isee that it changes.
Only in a few shops (and not in retail, cheaper)
The social card can be used to pay the bills of electricity and gas and to buy food in shops.
The real problem is that, as recognized by even the government, only 5% of traders have joined the initiative, perhaps because fear of Biblical times (on average 200 days) for repayment of the state has played a key role in decision.
addition, the categories identified by the Ministry are limited to bakeries, dairies, butchers, shops, grocery stores and supermarkets (so small chains), where average prices are certainly not those of large retail chains. This constraint greatly limits the category of uses, especially for pensioners who have little chance of movement: hence the real usage is limited to the payment of bills, guarantees that (coincidence?) The greatest return in terms of VAT and excise Stato.La the choice of a plastic card, then, was justified by the Ministry to recognize users discounts on merchandise, however, since the average prices of acceptance on average higher than the discounts that would produce at best only a price level that already normally practiced by chains.
The cost to the state, not everything goes to nationals
The Ministry said that the state social card will cost € 450 million per annum to the scheme and who will benefit 1.3 million Italians. Therefore, since by December give the first tranche of € 120, the accounts were soon made: the cost by December is 156 million euro. In practice, by December 2009, the Government estimates to spend EUR 606 million for social card. That are covered by state appropriations still under discussion for 650 million and 200 million already donated by Eni and 50 million donated by Enel. The latter two subjects actually give you the opportunity to recover part of the State Investment because of what consumers spend with the social card to pay the bills of electricity and gas, on which as we all know the impact of VAT and excise duty is very high. But the social card is not at no cost to the State, in addition to what goes into the pockets of the few Italians who are among the deserving help, there are costs related to the instrument.
We talk about the production costs of the card, chip, payment and charging. The physical production of the card costs about 50 cents a piece (cost provided by issuers), and already € 650 000 were used. The circuit calls for a percentage payment to the operator, which on average is about 2% of the payment itself. So, by encouraging a sharing of the operator to spend, are to be optimistic, some 6 million of state spending. As for charging, the fees normally charged by the post I am not sure why small amounts to € 1 per charge. So for each card are 6 € per year that the state should pay: in any case, for example by applying a cost of 10 cents per charge, the state still pays to the Italian post office about 800 000 euro in a year.
To sum up, without considering the cost of letters sent Italians (once again thank the Post Office), about € 7.5 million are lost along the way which leads the 40 euro per month in the pockets of families. It would have been rather a direct transfer, through a pension or paycheck.
missing the € 120 credit on more than one third of the cards distributed to citizens
The great hoax of the social card One in three is no money
ANTONELLO CORPORAL taken from the site of http://www.repubblica.it/
ROME - It is said to die of shame. "I had the Dixan in hand, like a pound of barley and a can of tuna, but I had a premonition: you want to see that does not work? So I took the card and I asked the clerk to type the numbers, I do not see well. It was not loaded. I had the tight money in the other hand, have all been counted, and I have given them to him and so it ended. I have not used. "Maria Pia, 67, fled away from the supermarket in Viareggio flushed, and luckily there was nobody in line. However, in the supermarket no come back.
The card Tremonti is a beautiful serene blue. As the heavens Forza Italy, what it once was. A flag waved crosses from the left and right arrows appear in the footsteps of the legendary. "It 'anonymous course not to be embarrassing," said Silvio Berlusconi the day of the year of € 40 per month to the needy in Italy.
anonymous. In fact yesterday, SMA supermarket in Rome, whether busy at the cash, old man in a row: "He has the case for social card?". This is no dry and resentful. "Excuse me, but it was to figure out how to pay."
Lusy Montemarian did not pay, even broke into tears when they communicated, how does the doctor to the family of a spouse dying, who had made it. A plant collected from a microcamera of "Mi manda Raitre" and joined other compassionate cases. A brick on the other, and more. In the end he builds this incredible wall of shame across the peninsula and stabs without guilt.
The Social Card, Mastercard circuit. The protagonists of a fairy tale. A strip and so on. The pensioner poverty that the cashier at the bakery, as the woman's chic Via Condotti, opens the bag, do not touch dirty money, but off his credit card. A second magnetic. If the card is full. If it's empty - and so are one third of the approximately 500 000 spread - the pensioner must return the bread and pick public humiliation.
was June 19, it was summer, and the Minister Giulio Tremonti announced an old news: the credit card for the poor. Old because he had thought Vincenzo Visco, over 97: Discounts on expenses, rents, basic necessities. Old because he had appreciated Ermanno Gorrieri, partisan commander, founder of the Christian movement Social. Gorrieri died in 2004. In 2008, Tremonti to attend and present the turning point: a maneuver by 450 million euro, 200 covered by Eni, Enel 50, others from Robin Tax. Remove from the rich, give to the poor: 40 euro per month, € 80 accredited every two months. For a whole year. Four months of ads, tight organization. Ready. It starts on December 1. Warning: those who maintain 15 000 €, the bank or the post office, retired or unemployed, is not entitled to the credit card of the state. I
520,000 in December to ask the social card, pensioners with income from 6000 € to 8000, elderly couples, families with dependent children, no more than three years, however. With only one house property, active electric car and a user. Standing in line for hours in front of 9,000 post offices. Because those who complete their files by December 31, he was entitled to € 120 (October, November and December in fact) to start. A race to nowhere. Why December 30, Christmas with optimism, INPS - which was to ascertain the income - stated that 330,000 cards have been charged. The others were empty.
Thousands of Italians gathered in a fake hand. A blue paper, plastic, with a magnetic back, the number, the yellow and red logo of Mastercard. Fine, indeed. E value: it is estimated cost at least 50 cents each, plus 1 € for the bi-monthly charge, plus 2 percent for the costs the banking system. One trick to 8 million and 500 thousand euro, in full swing. A lottery for half a million Italians who, just in front of the cashier and the clerk will know if his ration card is good or is it a twist of fate, if you can afford to go shopping or to announce to all its poverty. Two hundred thousand cards
discovered wandering in the pocket of his pocket, suspended or rejected. Two hundred thousand Italians, perhaps more, have the unconditional use. Some (few) know it. Others, many others who do not know, they face the disaster.
It takes the method to design such a long and futile effort. Front row: to be certified as poverty, misfortune absolute. Six thousand euro per year. In a row, of course, for having it confirmed by the patronage of the desired poverty. Then the INPS, the Post Office, still in line, always the same. Finally, courage, go to the supermarket and show it this cursed poverty. And then, two hundred times so far, see shameless: "The card is not charged." But he has read that right?
For the social card is a poor man hospitalized in Catania (sedated) in hospital following a furious fight, says a dispatch from ANSA on January 3 last year, generated "from the discussion to obtain the social card. John Spatola, painter of 47 years, he is confessing to police that he smashed the skull of the knower with a spanner. Which of the two was to get the social card? A boom in Verona withdrawals. The figure, reported the direction of the Post Office, is related to the presence of many religious institutions in place. Three hundred monks and nuns have been presented for payment. Have-nots. So they could. A Castelletto di Brenzone, a tiny village on Lake Garda, they were bestowed more than fifty. Why? There is situated the establishment of the Little Sisters of the Holy Family. Amen.
"distress and humiliation of all kinds. Accreditategli these blessed forty € pensions, so you also save money," he advised the House yesterday, Pierluigi Bersani, the Minister of Economy. "It 's the scam of the century, a flop, the biggest bluff Tremonti "says Franco Laratta, the Calabrian deputy of the Democratic Party while collecting signatures for an urgent agony of this card early on bright blue, very patriotic tricolor with that beam.
http:/ / oknotizie.virgilio.it /
The "Social Card" is an Italian bin
Published Friday, January 16, 2009 in USA
[International Herald Tribune]
Rome - An initiative of the Italian government, which aims to lessen the grip of financial crisis on the elderly and families with difficulties in young children, is under indictment for his inability to cope with growing poverty.
The so-called "social card", a top up card worth 40 € (about $ 52), can be used to refer to any payments and grocery bills, but his detractors claim that requires complex calculations, has an impact minimum because of the price and implies a "brand" social.
Critics also ask whether the paper is the most effective way to address the increasing financial difficulties in Italy. The Bank of Italy announced Thursday that gloomy figures show an economy in full recession for 2009 and expect a decline in GDP of 2%.
Up now, about 424,000 people received social card, about one third compared to the number of claimants announced by Economy Minister Giulio Tremonti when he presented the initiative two months ago. In November, the National Statistics Institute (INS) reported that 7.5 million Italians - 12.8 percent of the population - lived in poverty.
"The famous paper turned out to be what we predicted: wrong initiative, a failure," he said Friday in a statement Michael Mangano, national president Auser, an Italian organization for social services. The paper, which runs on the circuit Mastercard, "Is not the way to deal with the impact that the economic crisis is having on people most in need."
The criteria for entitlement thereto are severe. The owner must be over 65 or have a child under three years old, and have an annual income below € 6,000 a year (8,000 € for gliover 70). There are also restrictions on home and car ownership and save money in the bank.
card is automatically issued to anyone who asks, but the 40 € are credited only when the eligibility criteria were verified. This has created several awkward situations at supermarket checkouts, when some elderly people have been told that the there was no credit card. Since it became available in December, nearly 150,000 people who applied for the card were rejected as unfit.
"I did not come to ask for charity, it was humiliating," said Lussy Mazmanian, an elderly woman crying softly as he explains that it was rejected in a supermarket as he tried to pay with a credit card without. The signoraMazmanian which receives a monthly pension of 445 €, has told his story last week in "Mi manda Rai Tre", a television program aired on national TV RAI. Another guest, Diego Inferrera, who receives a pension of 470 €, was told that it was not eligible because his annual income comes to € 6,100.
The paper is one of several anti-crisis measures implemented by Parliament. This week the House approved a comprehensive package which measures now under consideration in the Senate, including a one-off bonus of 200 € to 1,000 € for low-income families and seniors, free milk and diapers for the children (if parents have allasocial right card), and financial support for those struggling to pay rents or mortgages.
In Italy, "the poor are given so little that whatever the government gives is good," said Massimo Baldini, a professor of Economics at the University of Modena, who added, however, that introducing a minimum wage or increase the amount of minimum pension could have a more significant impact.
Paul Conti, the Catholic Association of Italian Workers, said, "that electronic means may not necessarily be the best solution", as Italian citizens, the elderly, who usually makes purchases at the market or the grocery store, not necessarily serve the circuitoMastercard.
http://www.newsfood.com/
Social Card: they are also entitled Sisters and Brothers!
then retired Italians want a grant to the Vatican
© CODACONS.it - \u200b\u200b26/01/2009 Many
reports from citizens, who, in line at the Post to pick up the social card, as noted in line to get the desired card to be issued by the Government, there were also sisters and brothers.
Even the religious fact - explained Codacons - if they are destitute, they can request and be social card.
''At this point we wonder if nuns and monks are entitled to a social card, because the Italian pensioners can not get a subsidy from the Vatican State, whereas the Church incamera lot of money with 8 per thousand and offers parish priests? - Ironically asks the President Codacons, Carlo Rienzi - It would be more just and fair treatment on both sides, so please everyone and not make unfair discrimination. We therefore ask the Vatican to bestow € 40 per month for each senior Italian with minimum income.''
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